If a bank, a supplier, or an investor looked at your balance sheet tomorrow, would they see enough short-term cushion to feel comfortable? This current ratio calculator answers that question with a single number: how many dollars of current assets…
Every fixed asset your business owns loses value over its useful life, and your books need to reflect that loss year by year — not all at once, and not never. This depreciation schedule template lays out exactly how much…
If someone asked you right now for a complete list of everything your business owns — equipment, vehicles, furniture, with what it cost and what it’s worth today — could you produce it in five minutes? This fixed asset register…
If every bill came due tomorrow, could you cover it without selling inventory? This quick ratio calculator — built around what’s also called the acid-test ratio — answers exactly that question, and it’s a stricter, more honest liquidity check than…
Petty cash is small enough that it’s tempting to skip tracking it carefully — and that’s exactly how it becomes the line item nobody can explain at year-end. A simple log with a running balance fixes that in about the…
A messy Chart of Accounts is the root cause of a lot of small business bookkeeping headaches — inconsistent account names, no logical numbering, expenses scattered across duplicate categories. None of it shows up as a problem until you try…
Lenders and investors look at one ratio almost immediately when they evaluate a business: how much of it is financed by debt versus how much belongs to the owners. Debt to Equity Ratio answers that question in a single number,…
You can’t budget, hire, or plan inventory purchases around sales you haven’t projected. This sales forecast template doesn’t need to be complicated to be useful — a simple growth-rate model, built honestly and revisited monthly, beats an elaborate model nobody…
Cash sitting in inventory is cash that isn’t doing anything else for your business. This inventory turnover ratio calculator measures how many times you sell through and replace your inventory over a period — and it’s one of the clearest…
How much can you afford to spend to win a new customer? Most small business owners guess at this number, and the guess is usually too conservative or too aggressive. Customer Lifetime Value (CLV) replaces the guess with a real…